Privacy Policy

Bullish Apps LLC(“Company,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you use our mobile applications, websites, and related services (collectively, the “Services”). Please read this Privacy Policy carefully. By using our Services, you consent to the practices described in this policy.

1. Information We Collect

1.1 Information You Provide

We may collect information that you voluntarily provide when using our Services, including:

• Account Information: Name, email address, username, password, and other registration details when you create an account.
• Profile Information: Age, preferences, financial goals, and other profile-related data you choose to provide.
• Communications: Information you provide when contacting us for support, submitting feedback, or participating in surveys or promotions.
• Transaction Information: Records of in-app purchases, subscriptions, or other transactions made through our Services (processed by the applicable platform, such as Apple).

1.2 Information Collected Automatically

When you use our Services, we may automatically collect certain information, including:

• Device Information: Device type, operating system and version, unique device identifiers, device settings, and mobile network information.
• Usage Data: Information about how you interact with our Services, including features used, pages or screens viewed, actions taken, time spent, crash reports, and performance data.
• Log Data: IP address, browser type, access times, referring URLs, and other standard log information.
• Location Data: General location information derived from your IP address. We do not collect precise GPS location data.

1.3 Information from Third Parties

We may receive information about you from third-party sources, including:

• Platform Providers: Information from the Apple App Store and Google Play Store related to your purchases, subscriptions, and app usage.
• Analytics Providers: Aggregated and de-identified analytics data from third-party analytics services we use to understand usage patterns.

2. How We Use Your Information

We use the information we collect for the following purposes:

• Provide and Maintain Services: To operate, deliver, and improve our applications and features.
• Personalization: To personalize your experience and deliver content and product offerings relevant to your interests.
• Communication: To send you service-related notices, updates, security alerts, and support messages.
• Analytics and Improvement: To understand how users interact with our Services, diagnose technical issues, and improve functionality and user experience.
• Safety and Security: To detect, prevent, and address fraud, abuse, security risks, and technical issues.
• Legal Compliance: To comply with applicable laws, regulations, legal processes, or enforceable governmental requests.
• Business Operations: For internal purposes such as auditing, data analysis, and research to improve our products, services, and communications.

3. Legal Bases for Processing (EEA/UK Users)

If you are located in the European Economic Area (EEA) or the United Kingdom (UK), we process your personal data on the following legal bases:

• Performance of Contract: Processing necessary to fulfill our contractual obligations to you, including providing our Services.
• Legitimate Interests: Processing necessary for our legitimate interests, such as improving our Services, preventing fraud, and ensuring security, provided these interests are not overridden by your rights.
• Consent: Where you have given us explicit consent to process your personal data for a specific purpose.
• Legal Obligation: Processing necessary to comply with a legal obligation to which we are subject.

4. Information Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who perform services on our behalf, such as hosting, analytics, customer support, and payment processing. These providers are contractually obligated to use your information only as necessary to provide services to us and are bound by confidentiality obligations.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order, subpoena, or government agency request).
• Protection of Rights: We may disclose information when we believe disclosure is necessary to protect our rights, your safety, or the safety of others; investigate fraud; or respond to a government request.
• Business Transfers: In connection with any merger, acquisition, sale of assets, financing, or transfer of all or a portion of our business, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your personal information.
• With Your Consent: We may share your information for any other purpose with your explicit consent.

5. Third-Party Services

Our Services may contain links to or integrate with third-party services, including:

• App Stores: Purchases and subscriptions are processed through Apple’s and Google’s infrastructure and are subject to their respective privacy policies.
• Analytics Services: We may use third-party analytics tools (such as Firebase Analytics or similar services) to help us understand usage patterns. These tools may collect information about your use of our Services, including your IP address, device type, and usage data.
• Crash Reporting: We may use third-party crash reporting tools to identify and fix technical issues in our applications.

These third-party services have their own privacy policies, and we encourage you to review them. We are not responsible for the privacy practices of third-party services.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including to satisfy any legal, accounting, or reporting requirements. When determining the appropriate retention period, we consider the amount, nature, and sensitivity of the data, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process the data, and applicable legal requirements.

When your information is no longer necessary for any legitimate business purpose or legal requirement, we will either delete or anonymize it. If deletion is not possible (for example, because the information has been stored in backup archives), we will securely store and isolate it from any further processing until deletion is possible.

7. Data Security

We implement appropriate technical and organizational security measures designed to protect the security of your personal information. These measures include encryption of data in transit and at rest, access controls, regular security assessments, and employee training. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security. If you have reason to believe that your interaction with us is no longer secure, please contact us immediately.

8. Children’s Privacy

We are committed to complying with the Children’s Online Privacy Protection Act (COPPA) and similar international regulations. Our approach to children’s privacy includes the following:

• We do not knowingly collect personal information from children under the age of 13 without verifiable parental consent.
• If we learn that we have collected personal information from a child under 13 without parental consent, we will take steps to delete that information as quickly as possible.
• Applications that are directed at children may collect limited information necessary for the app’s functionality, and we will clearly disclose such practices in the respective application’s privacy notice.
• Parents or guardians may contact us at any time to review, update, or request deletion of their child’s personal information.
• We do not condition a child’s participation in any activity on the disclosure of more personal information than is reasonably necessary.

If you are a parent or guardian and believe your child has provided us with personal information without your consent, please contact us at support@bullishappstudios.com.

9. Your Rights and Choices

9.1 All Users

Regardless of your location, you may:

• Access, update, or correct your account information through your account settings;
• Opt out of receiving promotional communications by following the unsubscribe instructions in those messages;
• Request deletion of your account and associated data by contacting us.

9.2 California Residents (CCPA/CPRA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA):

• Right to Know: You have the right to request information about the categories and specific pieces of personal information we have collected about you, the categories of sources, the business or commercial purposes for collection, and the categories of third parties with whom we share it.
• Right to Delete: You have the right to request deletion of your personal information, subject to certain exceptions.
• Right to Correct: You have the right to request correction of inaccurate personal information.
• Right to Opt-Out of Sale/Sharing: We do not sell or share your personal information for cross-context behavioral advertising. If this changes, we will provide a “Do Not Sell or Share My Personal Information” link.
• Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights.

To exercise your rights, please contact us at support@bullishappstudios.com. We will verify your identity before processing your request.

9.3 EEA/UK Residents (GDPR)

If you are located in the EEA or UK, you have the following rights under the General Data Protection Regulation (GDPR):

• Right of Access: The right to obtain confirmation of whether we process your personal data and to access such data.
• Right to Rectification: The right to have inaccurate personal data corrected.
• Right to Erasure: The right to have your personal data deleted in certain circumstances.
• Right to Restrict Processing: The right to restrict the processing of your personal data in certain circumstances.
• Right to Data Portability: The right to receive your personal data in a structured, commonly used, machine-readable format.
• Right to Object: The right to object to the processing of your personal data based on legitimate interests or for direct marketing.
• Right to Withdraw Consent: Where processing is based on consent, the right to withdraw that consent at any time without affecting the lawfulness of prior processing.
• Right to Lodge a Complaint: The right to lodge a complaint with a supervisory authority in your member state.

10. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies (such as web beacons and pixels) to collect and store information about your interactions. Cookies are small data files placed on your device that help us improve your experience and understand usage patterns.

We use the following types of cookies:

• Essential Cookies: Necessary for the website to function properly. These cannot be disabled.
• Analytics Cookies: Help us understand how visitors interact with our website by collecting information anonymously.
• Functional Cookies: Enable enhanced functionality and personalization, such as remembering your preferences.

You can control cookie preferences through your browser settings. Most browsers allow you to block or delete cookies. However, blocking certain cookies may affect the functionality of our Services.

Our mobile applications may use similar technologies such as device identifiers and SDK-based analytics. You can manage these through your device’s privacy settings, including limiting ad tracking on iOS through Settings > Privacy & Security > Tracking, or on Android through Settings > Privacy > Ads.

11. International Data Transfers

Bullish Apps LLC is based in the United States. If you access our Services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States or other jurisdictions where our service providers operate. These jurisdictions may have data protection laws that differ from those in your country.

Where required by applicable law, we implement appropriate safeguards for international data transfers, including Standard Contractual Clauses approved by the European Commission or other legally recognized transfer mechanisms.

12. Do Not Track Signals

Some browsers include a “Do Not Track” (DNT) feature that signals to websites that you do not want to have your online activity tracked. Because there is no uniform standard for interpreting DNT signals, our Services do not currently respond to DNT browser signals. However, you can manage your privacy preferences through other means as described in this Privacy Policy.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will notify you by updating the “Effective Date” at the top of this policy and, where required by applicable law, by providing additional notice (such as an in-app notification or email). We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Bullish Apps LLC
Attn: Privacy Inquiries
1309 Coffeen Avenue STE 1200
Sheridan, Wyoming 82801
Email: support@bullishappstudios.com

We will respond to your inquiry within a reasonable timeframe and in accordance with applicable law. For California residents, we will respond within 45 days as required by the CCPA. For EEA/UK residents, we will respond within one month as required by the GDPR.